Niva Bupa Health Insurance provides a range of benefits, including:
Comprehensive Coverage: Niva Bupa Health Insurance provides comprehensive coverage for medical expenses related to hospitalization, daycare procedures, and pre and post-hospitalization expenses.
Maternity Benefits: This policy provides coverage for maternity-related expenses such as pre and postnatal care, delivery expenses, and newborn care.
AYUSH Treatment Coverage: This policy covers medical expenses related to Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH) treatments.
Cashless Treatment: Niva Bupa has a wide network of hospitals where you can avail of cashless treatment, which means you do not have to pay anything upfront for medical expenses covered under the policy.
Lifelong Renewability: This policy can be renewed for life, which means that you can continue to enjoy the benefits of the policy even in your old age.
No Claim Bonus: If you do not make a claim during the policy period, you can earn a no-claim bonus which will increase the sum insured for the next policy period.
Tax Benefits: You can also avail tax benefits under Section 80D of the Income Tax Act on the premium paid for this policy.
Overall, Niva Bupa Health Insurance provides comprehensive coverage for medical expenses, including maternity and AYUSH treatments, along with other benefits such as cashless treatment, lifelong renewability, no claim bonus, and tax benefits.
Modern Treatments
Covered up to sum insured with sub-limit of ₹1 lakh per claim on a few robotic surgeries.
Day Care Treatments
Get coverage for all day care treatments up to the sum insured.
Pre & Post Hospitalisation
Expenses covered 60 days before hospitalisation and 180 days post-discharge.
Ayush Treatments
Get cover for Ayurvedic, Unani, Siddha and Homeopathic treatments under AYUSH up to the sum insured